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Insurance for COVID-19 – Online solution for short term visitors requiring insurance for Thailand

July 27, 2020 by Alan Sutherland

Introducing an online solution for short term visitors needing COVID-19 insurance for Thailand.  Luma Thailand Pass meets the government requirements for the Certificate of Entry to Thailand with overall coverage of 100,000 USD including cover for Covid-19.

This plan has been approved by the Office of Insurance Thailand (OIC) and is ideal for short term visitors such as medical tourists, trade fair participants and foreign film crews who are expected to be approved for entry by Thailand’s Centre for COVID-19 Situation Administration (CCSA) within the next few days. This plan is also suitable for tourists coming from surrounding countries such as Japan, China, South Korea, Singapore and Hong Kong. It will also be an excellent option for visitors from western countries as soon as travel bans are lifted. 

Prices start at 4,500 THB for 3 months coverage (persons aged 1-75 years)

LUMA Thailand Pass Brochure Header

Is it possible to buy this insurance for COVID-19 online?

Absolutely buying this policy online is easy.  Simply click the following link and follow the instructions. thaitravelinsurance.com

SOME IMPORTANT INFORMATION BEFORE PROCEEDING

Before proceeding you should know that this is travel Insurance for short term visitors to Thailand.  It has been designed for visitors who have no intention of extending their stay beyond the length of their term visa.
Like most other travel insurance policies this Insurance is based on pay and claim.  Should you seek treatment in a hospital – you will need to pay all hospitals bills yourself – then claim back later when you return to your home country.

While the Luma Travel Pass includes coverage for COVID-19, accidents, and other illnesses it does NOT provide cover for motorcycle accidents or room and board in a private hospital over 10.000 THB/day.  The plan is also restricted to persons aged 1 – 75 years and is non-extendable while you remain in Thailand.

If you have no intention of extending your stay and believe the Luma Travel Pass is a suitable plan for your situation then follow this link for instructions on how to obtain your travel pass. You are advised to read the terms and conditions contained on the website link carefully.  While the Luma Thailand Travel Pass is a great option for many short term visitors there are limitations on refunds and other parts of the policy which do not apply to full medical insurance plans.

If you are a foreigner living or working in Thailand or are returning to the kingdom for work on a non-immigrant “B” visa, or on any kind of renewable non-mmigrant “O” marriage or retirement visa then you are advised to purchase full medical insurance through an approved provider.  Travel Insurance should be an addition to coverage not an alternative to a full comprehensive medical plan.

Thai Expat Health offers insurance from reputable companies that offer superior levels of customer service and claims support. In most cases, your insurance application can be approved in less than 7-10 days and coverage can begin as soon as payment is received.

Contact us if you need additional information or have any further questions regarding full medical insurance. thaiexpathealth.com

Links
https://www.nationthailand.com/news/30391749 – Four types of foreigners to be allowed to enter Thailand: CCSA

Filed Under: Insurance, Travel Insurance Tagged With: Covid-19, travel

Where to get a Certificate of Health Insurance to enter Thailand

June 19, 2020 by Alan Sutherland

Three of the most common questions received from foreigners over the past few weeks are:

  • When can I fly back to Thailand (mainly from retirees)?
  • How can I get a certificate of health insurance to enter Thailand?
  • Can spouses of Thai citizens fly back into Thailand?

 On 14th June 2020, the Ministry of Foreign Affairs confirmed that the next group to be allowed to enter Thailand are those married to Thai nationals and those who hold permanent residency (holding PR status).  Spouses will soon be able to fly back under the same conditions as work permit holders (with 100,000 USD valid medical insurance and 14-day quarantine). The expected date is some time in July next month. While it is still not known when foreigners holding retirement visas will be permitted back into the kingdom it is likely that the requirement to produce a certificate showing a valid health insurance policy will remain for some time. 

Thai Consulates in overseas countries are considering requests on a case by case nature.  No-one can be sure how long these requirements will be in force but measures are being strictly enforced and unless you have an urgent need to return you are best advised to delay your travel plans until these restrictions are lifted.  Many expats (including retirees) want to know when flights to Thailand will return to normal and what to do about the Health Insurance requirement for entry. Again, “wait and see” is most likely the best approach here. 

The above diagram is provided should you be married to a Thai national and/or have an urgent need to return. Your first point of call is to contact the Royal Thai Embassy / Consulate-General in your country to see if you qualify. Having met the criteria for entry you’ll be invited to apply for a “Certificate of Entry”. In order to obtain this certificate, you’ll be asked to obtain a valid health insurance policy covering all medical expenses including COVID-19 and worth at least 100,000 USD.  You’ll also be able to go ahead and confirm your flight and book a room for the 14-day quarantine at a government-designated facility.   The process is detailed quite well on the above diagram provided by the Thai Department of International Economic Affairs.  It is also important to obtain a “Fit to Fly Health Certificate” signed by a doctor in your home country not more than 72 hours before your departure (confirming you are free from the coronavirus).  Without a 100,000 USD health insurance policy which includes coverage for COVID-19 and the “Fit to Fly” Certificate you will be not be permitted to enter the kingdom.

The insurance requirement is slightly different for Thai’s but the requirement to quarantine for 14 days after arrival in Thailand at a government-operated facility (at the traveler’s expense) is the same for both Thai nationals and foreigners.  Travelers need to be aware that the cost of this 14-day quarantine can be anywhere from 30,000 THB to 60,000 THB (depending on the facility you opt for) so you will need to factor this into the overall cost of your return.

Please be aware that the process of applying for and obtaining full medical insurance can take anywhere from 7-10 days.  We are happy to advise all foreigners regardless of age but please note that persons under 65 years can generally obtain health insurance at a reasonable cost whereas the cost of health insurance for persons over 70 years can be prohibitively expensive.  It is also worth mentioning that having cover simply for COVID-19 is insufficient. The coverage needs to be a 100,000 USD health insurance policy which includes coverage for the Coronavirus. 

Please contact Thai Expat Club / Health if you have any questions or require a certificate of insurance to meet the Thai government’s entry requirement (covering all medical expenses including COVID-19 and worth at least 100,000 USD).

Website: thaiexpathealth.com/

Additional Links:

https://www.bangkokpost.com/thailand/general/1882315/health-certificates-required-of-all-visitorshttps://www.thaiembassy.com/travel/can-you-enter-thailand-now-during-the-covid-19-crisis.php

https://www.thaiembassy.com/travel/can-you-enter-thailand-now-during-the-covid-19-crisis.php

Filed Under: Insurance, Travel Insurance Tagged With: Covid-19, Thailand, travel

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Khlong Toei Nuea, Bangkok 10114

Email: [email protected]
Sukhumvit Soi 23, Bangkok

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